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“I just couldn’t believe that was what he was saying,” Jane told .
But she was feeling vulnerable after the breakdown of her marriage and agreed to transfer him a smaller amount, despite admitting it sounded “crazy”.
The female profile is in her 20s (29 was the most common age), and also has a high income.
She presents herself as a student, also with a degree and no interest in politics.
By analysing the top 3,000 scammer profiles (that is, those they’ve come across most frequently in profiles blocked by their software in the last year) they’ve discovered what constitutes the ‘most attractive’ female and male propositions to those targeted by romance scammers.
The male profile is in his late 40s (48 is the most common age) with a high income.
One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.
Con artists are increasingly creating fake online profiles and tricking people on dating sites into handing over often large sums of money.
“A lot of the online dating fraudsters we know are abroad.
They're in West Africa, Eastern Europe and it's very difficult for British law enforcement to take action against them in those jurisdictions,” Steve Profitt, Deputy Head of Action Fraud explains.
Nancy*, a 47-year-old single mother from North Yorkshire was conned out of over £350,000 that way: “I wasn't comfortable, and then I got so far in I couldn't get myself out, and I didn't want to walk away having lost £50,000 or what-have-you, so you keep going in the hope that you're wrong and this person is genuine,” she explained to the BBC.
Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.
And it’s not just particularly vulnerable people who fall victim either.